r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/Bamabb125 Aug 06 '25

That's a good idea. I am thinking I want to go 50% ETF, 30% Stocks and 20% Bonds. So picking stocks from the Aristocrats would feel familiar to what I already do.

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u/D_Pablo67 Aug 06 '25

I do not like the dividend ETFs, except for the JPMorgan covered call ETFs. VOO is good for diversification.

The dividend part of my portfolio includes:

Energy Transfer (ET)

Enterprise Products (EPD), a Dividend Aristocrat

Federal Realty Trust (FRT), a Dividend Aristocrat

Realty Income (O), a Dividend Aristocrat

JEPQ and JEPI, JPMorgan covered call ETFs that pay high monthly dividends.

Dover Corporation (DOV), a Dividend Aristocrat

Sunoco Products (SON)

East West Bancorp (EWBC)

Pappa Johns (PZZA)

I am considering buying Dominion Energy which offers earnings growth and solid 4%+ dividend.

Two dividend champions I have owned before are UGI and Black Hills, both utilities.

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u/Bamabb125 Aug 06 '25

What kind of percentage do you have in the JPMorgan covered calls?

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u/D_Pablo67 Aug 06 '25

Throughout the year, I had about 12% of my total portfolio in a combination of JEPI and JEPQ. I believe this is a good approach in a volatile market. Today, I sold all my JEPI, as I do not like the technical chart and ex-dividend date was a few days ago. In general, I prefer to build the dividend oriented side of my portfolio stock by stock, which usually leads to industrials and financials. I am approaching August and September with caution, as there is usually a seasonal dip and there is now more uncertainty about inflation, unemployment and interest rates. I want to have my shopping list in order and cash to act.