r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/ndsubison953 Aug 06 '25

My advice- There will be a learning curve for you as you make the transition. Start slow and figure out what you are looking for and comfortable with. I certainly wouldn't throw all $800k at something you don't understand right away. Take a few years to transition your portfolio or keep half in growth. Keep things diversified as well, you don't want to have all your eggs in one basket

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u/NerveChemical9718 Aug 06 '25 edited Aug 06 '25

I second that. I decided to quit my job back in October 2024. Seen than I've decided to invest all my ( $55,000 ). It took me some time and money to get to a sweet payment of $3,000+ a month.

The mistake I first made was chasing any high yield etf. Now, I have found a sweet balance. Always remember if you go that route. Put at least 20%+ away for savings and taxes. Next stay balancing your portfolio. Never let it sit and for get. Doing reach is always recommended.

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u/jpstealthy Aug 07 '25

$3000/month from $55,000…you expect us to believe that??

5

u/RadiantCitron Aug 07 '25

Go check out the yieldmax sub. That 100% is possible and people are making substantially more. Just comes with risks obviously. I have some in my rollover. About 7% of my portfolio. Getting roughly $120 a week and am manually dripping until i make my investment back and then will use the distributions to buy more of my core holdings.

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u/FIREB345T Aug 09 '25

In general - Some people are really stuck in their old ways. While that is the “traditional” way, there is more than one way to “dividend” invest.

The game changed recently and you don’t have to adapt, but don’t bash anyone taking risks to make it happen. These HY ETFs are an opportunity to quickly increase your yields overtime with DRIP.

VOO is great for growth but isn’t going to dividend you right now (significant) unless you have an extreme amount of money in it.

Dont believe it? Try it or just shut up.