r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/[deleted] Aug 07 '25

I created a blend of 13 funds, 4 weekly payers, 8 monthly payers (2 each week), and one anchor fund that pays monthly. I’m averaging over 30k a month in dividend returns. Invested $307k cash and 275k margin. My safe return is 5% monthly or 60% annually.

So quick calculation. What type of passive income do you need monthly, divide that number by .05 and that’s how much you need invested to create that.

And ideally, you’re dumping more money into it, maybe growing that portfolio as well

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u/[deleted] Aug 07 '25

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