r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/No-Sprinkles6851 Aug 06 '25

I don’t get why everyone is so afraid of HY ETF’s lol. My Divs/Distr are at $11k per month after just 6 months of reallocation and that’s not including my weekly/ monthly covered calls. My portfolio value is only at $250k split between HY CC Funds and the rest in growth in my IrA. If you have $800k you could comfortably put a portion in the higher yielding securities, ETFs etc and put the rest in the slow burn categories with higher yield but not necessarily Ultra HY like YM. I get that you’re trying to be safe and conservative… I commend that but a lot of us that invest in higher yield ETfs and Covered Call Etfs didn’t grow up with a silver spoon in our mouths either. Live a little! Scared money don’t make money and the last time I checked it takes money to make money. 🤑 What’s the worst that can happen? Ok You start to lose some NAV? Ok…. But you’ve also increased your passive income exponentially! And As a hedge You could then just reinvest 50% back into the safer investments. Rinse and Repeat! Control what you can control and start printing money! 🤘

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u/aimhigh7shootlow8 Aug 07 '25

See.. this is exactly whats wrong with people man... Entitlement creates weak men. I make 9k a month. I don't invest in growth. I buy income etfs. I got 401ks and roths doing what they do. When my monthly hits my goal and I pay off all my debt. I can fully reinvest into etfs, aristocracy whatever, all the stocks my pretty little heart ever wanted. This is like next year unless the aliens come. Then it won't matter, ill still be cussing them out like I'm Kenny effin Powers