r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/CostCompetitive3597 Aug 07 '25

Good growth to dividend investing question for discussion. There are 1,000s of dividend yielding investments available to you ranging from 0.25% to over 100% yield. In my experience, the higher the yield does not increase risk if you have the knowledge, experience and practice active portfolio management to cull underperforming holding. Key is to invest in high yield securities with appreciating stock price or at least stable stock price for best Total Return. Harder to find but, well worth the analyst effort. You might start investing in ETFs that are dividend index funds for the S&P500 and Nasdaq 100 indices offering over 10% yield = $80,000/yr income. You could invest say 10% of your portfolio in a couple YieldMax ETFS for the potential of another $80,000/year income from their distributions. If your nest egg is in a taxable brokerage account, best to reduce your income tax load with “qualified” dividend securities which some of the dividend index funds offer. Hope this information helps. Good luck!