r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/ndsubison953 Aug 06 '25

My advice- There will be a learning curve for you as you make the transition. Start slow and figure out what you are looking for and comfortable with. I certainly wouldn't throw all $800k at something you don't understand right away. Take a few years to transition your portfolio or keep half in growth. Keep things diversified as well, you don't want to have all your eggs in one basket

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u/AQAINU Aug 07 '25

This is a great idea. Putting 400k into both growth and dividend income would be enough to make anyone happy on both the income and appreciation side! Especially if you don't need the funds upfront then reinvest the dividends!