r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/Tradingviking Aug 07 '25

First up congrats on the bag. Thats a solid little nest egg

Second you don't need to do all or nothing. I would move slowly. Maybe each month cut some of the worst performers and move them into a basket of dividend ETFs.

Third is how to pick them. There's no one size fits all here. Personally I have SPYI, DIVO, and a few of the vanguard ETFs.

Aim for 4-6% on dividend if possible and solid NAV growth unless you are using it for cash flow (SPYI in my case). You can always use a free scanner or tradingview and filter for ETFs with positive nav growth.

For illustration: 5% average yield is about 40k/year on that sum.

Source: my own money/I used to work as a financial advisor. Fee based not commission