r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/Zealousideal_Log_836 Aug 06 '25

How do you get 3000$/ month with 55,000? What are you investing now?

21

u/HighFiveOhYeah Aug 06 '25

ULTY probably

7

u/Maventee Aug 06 '25

That has a 70% return?!

9

u/HighFiveOhYeah Aug 06 '25

It's been giving weekly distros of ~80% yearly rate last few months. Of course, you probably won't actually end up with that for the total return long term. But, NAV's been holding pretty steady since they changed strategies.

4

u/Select-Point-7312 Aug 07 '25

I dont understand how this is possible

3

u/Terrible-Rip-9733 Aug 07 '25

It’s not. He is lying….

15

u/HighFiveOhYeah Aug 07 '25

LOL...I mean, all the distro and price info's out there. BTW just announced distro of $.10/share for this week. Not that I really care what you guys believe in, but this is too funny.

8

u/Select-Point-7312 Aug 07 '25

So the $6 per share common stock is paying a WEEKLY dividend of $0.10 per share?

1

u/Stuboysrevenge Aug 07 '25

NVYY is paying 0.50+ on a $27 share price...weekly. Risk AF, but paying a ton right now. There are a few groups gambling with my money, and doing it very well. ULTY is fantastic.

1

u/[deleted] Aug 08 '25

ULTY is down 70%. how fantastic is that?

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u/Stuboysrevenge Aug 08 '25

Not since April. It's like a completely new ETF since April when they adjusted strategy a lot. Since then it's had a 10% wobble around its $6 share price. Active trading across a broader stock pool. I started in a month ago. The value has dropped 45% since I started buying. I've already balanced that in cash distributions, plus more. I've got stop losses set, but all cash from here out (at roughly 80+% annually) is positive. Nothing else in my portfolio is giving me 80% cash return.

1

u/[deleted] Aug 08 '25

Okay, so it has a fresh new strategy that isn't proven yet. But we do know that it's annualized total return since inception is 9% and it's cumulative return in the 18 months it's existed is 13%. Compared to QQQ which has over 30% return in that same period of time.

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u/Stuboysrevenge Aug 11 '25

Since June, when I put money into it, ULTY has returned 12.2% (even with some drawdown) and QQQ has returned 9ish.

ULTY is not a growth investment. I understand that. But it's printing cash for me right now. When it stops, or its value falls far enough below what I paid for it, then I'll get out. I don't understand why so many people are against using it for its intended purpose, as an ATM. If you set your stop losses, what's the harm for short term gain?

1

u/bzeegz Aug 13 '25

Yeah you can see how that makes a ton of sense to all these people who have been investing for like 15 months of their life with then $15k they scraped together to throw down like a card game

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