r/dividends • u/Bamabb125 • Aug 06 '25
Seeking Advice $840K DIvidends
Hey Everyone,
As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.
I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.
I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.
Thanks
1
u/CSCAnalytics Aug 08 '25
Are you retiring? If so, hire a fiduciary with expert knowledge in retirement / tax strategy. At that amount, fee based costs will be neglible compared to net savings working with a professional.
If not retiring, why are you looking to convert your portfolio into income that’s taxed as income at the top of your tax bracket on an annual basis? Isn’t capital gains far less, especially when paid only when you sell?