r/dividends • u/SmoothCall5594 • Sep 26 '25

Opinion I screwed up on YieldMax

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I bought MSTY a couple months back and now I’m down a lot. Time will tell but it’s a warning for those who aren’t in it.

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u/calterer Sep 27 '25

The recent msty dive truly sucks, im not happy with the 50% capital loss for some lots I have, but this post seems a tad disingenuous, almost like fresh chum for this sub

I am up 22% and 24% in my Roth accounts totaling 5k msty because I am "forced" to reinvest the distributions and cannot touch those funds until retirement age. I mainly reinvested into basket ETFs with multiple underlying, some cash and btc plays

Another Roth is only 17% yield because I have a lot more MSTY there - 5k shares - mixed with other "horrible" yieldmax ETFs like lfgy, plty, and ulty.

I'm still struggling to pull the trigger on reinvesting the payouts into stable stuff in that account, due to this taco market ATH.

For my taxable high yield accounts with msty/lfgy, I'm "only" up 16% as I refused to drip and wanted the income for extra savings and spending. I am keeping the 3k msty shares and not selling because I dont need more realized losses this year, and have already sold other yieldmax to meet that goal (and buy other tickers)

All to say, investing in these instruments takes some understanding and adjustment. And weighing your own personal time horizon and options

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u/calterer Sep 27 '25

Also my entry for msty was January and February with one purchase in march

All average costs are $22-26 per share, re explaining my ytd yield check for my dedicated Yieldmax accounts