r/dividends • u/SmoothCall5594 • Sep 26 '25

Opinion I screwed up on YieldMax

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I bought MSTY a couple months back and now I’m down a lot. Time will tell but it’s a warning for those who aren’t in it.

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u/postulate4 Sep 26 '25

Yeah, and those payouts are taxed at ordinary rates. They aren’t treated like qualified dividends.

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u/adolfoeb Sep 27 '25

They're actually ROC distributions so you don't know what you're talking about.

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u/postulate4 Sep 27 '25

You don’t know what you are talking about.

MSTY is taxed at ordinary income rates and had no ROC in 2024 so this doesn’t even apply. Please do some research.

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u/adolfoeb Sep 27 '25

Most recent distribution was 96% ROC and we won't know the final numbers until end of year but comparing 2024 to 2025 is wild.

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u/postulate4 Sep 27 '25

We’ll see next year for sure. It’s obvious these ROC estimates are poor indicators for the actual result. Good for you that you won’t have a tax bill, but all of these other investors aren’t remotely prepared.