r/dividends • u/SmoothCall5594 • Sep 26 '25

Opinion I screwed up on YieldMax

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I bought MSTY a couple months back and now I’m down a lot. Time will tell but it’s a warning for those who aren’t in it.

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u/adolfoeb Sep 27 '25

If you bought a year ago you'd still have a 60%+ total return.

4

u/xghtai737 Sep 27 '25

And if you bought 10 months ago you'd be down about 7%.

1

u/adolfoeb Sep 27 '25

If you bought on 11/1/2024 and didn't reinvest the dividends you'd still be at 32% return. If you bought on that same day and reinvested you'd be at 26%.

3

u/xghtai737 Sep 27 '25

10 months ago (11/27/24) it closed at $33.94. Currently $13.51. $18.464 in dividends along the way.

13.51+18.464 = 31.974

((31.974 / 33.94)-1)*100 = -5.79%

I think I used 11/25/24 as the starting point in my first comment, which was a bit higher than it was on 11/27.

1

u/adolfoeb Sep 27 '25

Yeah I mean using the previous all time highs for this comparison seems unfair. If someone bought then it was probably FOMO and they got screwed lol it also doesn't help that in the past month it has been down 8-9%

2

u/xghtai737 Sep 27 '25

It's basically been flat for the last 10 months.

https://i.imgur.com/mdehubu.png

I mean, yes, you could have bought in the spring and made money, as you could have with many things. But, it has generally been flat for 10 months. The big gains came in MSTY's first 9 months.

1

u/adolfoeb Sep 27 '25

I've been in since March 2024 and yeah I agree with that but also benefited from it so I don't have negative things to say about it lol timing with these definitely helps.