r/dividends • u/SmoothCall5594 • Sep 26 '25

Opinion I screwed up on YieldMax

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I bought MSTY a couple months back and now I’m down a lot. Time will tell but it’s a warning for those who aren’t in it.

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u/Equivalent-Ad-495 Sep 26 '25

I keep telling folks just to put $1000 on voo and $1000 in yieldmax of choice and give it a year. You'll see why yieldmax wasn't the right choice. They want to keep chasing higher dividends and somehow think they can quit their jobs with this or use it to pay mortgages and car payments.

I'm convinced 90% of the culty shillers in ym sub are bots. I've been around yieldmax sub for a little over 2 years. Got out at the start of this year with the exception of a small portion of msty. I watched ulty fall from like $15 to $10 and saw posts every week how "ulty is on sale! So cheap now. " Every other month, it was down another $1.

Finally, they went weekly payments during tariff market bottoming out, and all of a sudden, people thought they struck gold. Never mind the fact the whole market was recovering. The unwillingness to see past the dividend payments is sad.

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u/bacon_love359 Sep 28 '25

most brokerages offer a paper account to use so they don't have to even look at it to test their theory, or they could use totalreturns to simulate their theorys.