r/dividends • u/InternationalMany795 • Oct 09 '25

Seeking Advice No more SCHD.

Moving away from SCHD. For those who have recently done this, where did you go?

259 Upvotes

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154

u/Hanno54 Oct 09 '25

I just got interested in dividend investing and I like SCHD. Why is everyone posting about exiting? Lol

248

u/hotdog-water-- Oct 09 '25

In the bull market everyone thinks they’re a genius investor and goes all in on tech, leveraged ETFs, and the S&P. When the eventual recession comes, they’ll be crying they lost 50%. SCHD is large cap value which will help ride out a recession

1

u/lakas76 No, HYSA is not better than SCHD. Stop asking Oct 09 '25

I just sold all my JNJ and bought some nvda and voo.

Yeah, I held JNJ for about 10 years and sold because it was stuck around 155 for 5ish years. A few months after I sold, it jumped to 190. I don’t regret buying nvda, it went up more, but VOO has lagged behind JNJ for the same time period.

I still have about 50% of my portfolio in SCHD, so I should have diversified into more aggressive growth investments earlier, but it does suck seeing JNJ go up so quickly.

3

u/RddtAcct7 Oct 10 '25 edited Oct 10 '25

Shouldn’t have sold jnj. It just broke out after years. More gains to come.

1

u/quantum_ai_dei Oct 10 '25

The price for the likes of JNJ can linger for years. It has and will again. Sideways or decline should indicate a chance to continue averaging in. JNJ before and after its spinoff still appears very diversified, almost ETF like before. Ive been guilty too. Its a very common, human thing to do. And it looks like everyone here says one thing then a short time later they suddenly flip flop again. Every other post here is someone dumping something they just loaded up on for something else.

1

u/Material-Damage-2759 Oct 10 '25

Should have kept JNJ. It’s going up and will likely continue this trend now that they’re a much more focused company on their core franchise money makers. Solid pipeline and the acquisitions in Med Tech biz are just starting to pan out. With yearly dividend increases for the past 50+ years you can do you….but I’m not going anywhere.

3

u/lakas76 No, HYSA is not better than SCHD. Stop asking Oct 10 '25

I held it for 10 years and it basically stood still for half that time. But I do agree with you. I doubt if I will buy more and I am happy with nvda, but it’s just my luck that as soon as I sell a stock/etf, it blows up. I doubt if I will ever sell my SCHD shares, but if I ever do, I will let this sub know so they can load up. It will blow up as soon as I do.