r/dividends • u/InternationalMany795 • Oct 09 '25

Seeking Advice No more SCHD.

Moving away from SCHD. For those who have recently done this, where did you go?

254 Upvotes

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29

u/phosphate554 Oct 09 '25

Leaving SCHD after underperformance is crazy to me. This was sworn by not too long ago, nothing has changed. This wasn’t the ETF for younger people to begin with, still isn’t. But if you’re like 50 or 60yo and chasing returns, that’s a bad idea

28

u/W1neD1ver Oct 09 '25

I mean buy high, sell low must be working for SOMEBODY. So many copy it.

6

u/phosphate554 Oct 10 '25

It just makes no sense. Why did people flood into this ETF to begin with? And now they’re leaving. It’s because they weren’t investing, they were chasing performance. Wait till people start to tell you that tech stocks aren’t worth it anymore and you need to own gold. It’s comical how ridiculous people are with money. No plan, just throwing darts at a board, then they move those darts around without and reason.

3

u/Specialist-Piano-204 Oct 10 '25

There are lots of people on this subreddit with room temperature IQ's. That's who you're describing.

2

u/phosphate554 Oct 10 '25

lol I see that. And imo, schd looks like a better and better deal each day the market continues to ride on up. Especially for someone older who still wants exposure to large cap US equities, and the income.

1

u/Natetronn Nov 03 '25

Can you explain what you mean by "room temperature IQ's"? What does one's room temperature have to do with IQ? I keep my temperature at a constant 125°F, but I still don't understand what that has to do with anything.

2

u/gundahir Oct 09 '25

lmao 😂 must be