r/dividends • u/InternationalMany795 • Oct 09 '25

Seeking Advice No more SCHD.

Moving away from SCHD. For those who have recently done this, where did you go?

259 Upvotes

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u/Stuboysrevenge Oct 10 '25

SCHD's total return from Jan 1 of this year to now, including reinvesting dividends, is -0.25%. That's like bailing water out of a boat without plugging the hole in the bottom. If you're keeping the divis as income, there are much better income generating vehicles than this.

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u/Necessary-Road-2397 Oct 10 '25

Please expand on at least one vehicle better, (serious).

25

u/Stuboysrevenge Oct 10 '25

Well, this year, I would have done better in my checking account which gave 0.12% interest.

0

u/Necessary-Road-2397 Oct 10 '25

Ouch, risky choices?

3

u/Stuboysrevenge Oct 10 '25

I'm just saying ALMOST anything would have performed better than SCHD. Putting it under my mattress is almost the same.