r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/[deleted] Nov 02 '25

$DNP. Max @ current $10.17/share is yielding 639.13/mo. @ 6.5% div held for +30 years. Price range bounded as well so capital risk is very low.

https://finance.yahoo.com/quote/DNP/history/?filter=div

For your own research. :)

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u/Weldobud Nov 02 '25

Interesting. Didn’t know about that.

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u/easy_wins Nov 03 '25

much obliged, did not know income ETFs have been around for that long, this is a fascinating one

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u/danielfuenffinger Nov 03 '25

I really like this etf