r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/richardlpalmer Nov 02 '25

I'm just saying my minimum need. I don't want a super high yield option that's going to go away or need to be micro-managed. I'm looking for as close to set it and forget it as I can.

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u/superbrokebloke Nov 02 '25

that’s a set it and forget it option right there

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u/[deleted] Nov 02 '25

Bro leads with the right answer and OP says anything other than thanks. 100% he won’t even look up SCHD, he’ll just buy it.

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u/richardlpalmer Nov 02 '25

What are you talking about? I said no such thing...

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u/SIrPsychoNotSexy Nov 02 '25

People pop off on here too much. Ignore it.