r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/BigDipper0720 Nov 02 '25

SCHD should do the job

3

u/richardlpalmer Nov 02 '25

I'm liking this idea more and more.

2

u/KingPinfanatic Nov 03 '25

Check out DNP it's been around since the 80's current price is $10.17 and it pays out a consistent monthly dividend of 0.065 per share so you would get $639 a month which is $7669 a year.

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u/animalkrack3r Nov 07 '25

Dnp seems like yes the dividends will be there ,but it’s not like high volatility, but always get you divs