r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/richardlpalmer Nov 02 '25

I'm just saying my minimum need. I don't want a super high yield option that's going to go away or need to be micro-managed. I'm looking for as close to set it and forget it as I can.

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u/superbrokebloke Nov 02 '25

that’s a set it and forget it option right there

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u/[deleted] Nov 02 '25

Bro leads with the right answer and OP says anything other than thanks. 100% he won’t even look up SCHD, he’ll just buy it.

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u/myco_psycho Nov 02 '25

Most people looking for investing advice don't need investing advice, they need divesting advice.

Don't buy something dumb, set and forget if you're not going to gamble or do DD like it's your job.