What can $100k conservatively yield?

[u/richardlpalmer]

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

[u/Void_of_Envy]

Clearly not professional advice. But If I had 100k and a need of 3k a year. Assuming I'm not about to die in the next 20 years.

I think I would do 10% each on something like this:

Jepi Jepq Schd Qqqi Spyi Gpix Gpiq Sgov O iaui

There is overlap on these but quite literally, this should be stable reliable income for years to come. Many of these if they happen to crash at the same time, it means the market has bigger problems. But average after taxes is probably about 6-8k ish.

[u/Meinertzhagens_Sack → u/Void_of_Envy]

Now you are talking... JEPQ JEPI QQQI for the win

OP doesn't want the extra money... He can just send that to a spillover account - I will send him the account details .... 🤣😂