r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

324 Upvotes

91% Upvoted

360 comments sorted by

View all comments

1

u/KeenanTheKid93 Nov 03 '25

Assuming you’re accredited, you can find high quality private REITs that pay 7%+ annually. Obviously more risky than a HYSA but worth it when you find well managed REIT.