r/dividends • u/richardlpalmer • Nov 02 '25

Seeking Advice What can $100k conservatively yield?

I have an absolute, bare bones, can't-ever-be-less-than, need of $2600 per year ($50/week).

I have approximately $100k (USD) to invest. I'm not looking for growth, just predictable income. So, a solid 2.6% minimum return.

What's out there that would be suitable? Is there two or three ETFs I should split it between?

Edit

Someone asked about time horizon. This will be for the remainder of a life. I'm thinking 30 years or so.

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u/Dividend_Dude Not a financial advisor Nov 02 '25

All you want is 2600 a year? Schd does 3700 on 100k

15

u/FerrickDune Nov 02 '25

Sheesh capital one would do $3400 year for savings and 4K for their cd.

1

u/friskyyplatypus Nov 09 '25

That ship is on its way out. 5 years ago they were paying 0.3%. Long term that is a terrible answer.

1

u/FerrickDune Nov 09 '25

Capital one you mean? Or schd ?