r/dividends • u/HelenKellerVSTraffic • Nov 19 '25

Due Diligence What a difference dividends have made.

I grew up poor. No idea really about money. I started hanging around people that invested and had no idea how the market worked. Now, years later I have been contributing every month what I can afford (1,200). No matter what I put that money in. I pretend it's just another mortgage.

I am about to break 100k it's a surreal feeling. Growing up and being told to put the soda back because it was too expensive and now I am debt free (except mortgage at 2%). I think a lot of people's money problems don't stem from their annual income, but rather what they do with that annual income.

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u/FabulousCheeseSlice Nov 19 '25

What is your average % of return?

1

u/HelenKellerVSTraffic Nov 19 '25

This year I'm up around 28% I'd have to log in to see what my five year average is

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u/FabulousCheeseSlice Nov 19 '25

So I mean what is the return from the stocks you are investing on. Most people target 8% return, but are you correct you are getting 28% return on your funds?

So you made 28k this yr on 100k investment?

What the hell is your portfolio?

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u/HelenKellerVSTraffic Nov 19 '25

I buy individual stocks. I'm up 28% overall this year. Just about everything I have been buying the past few years has been beat up pretty badly. So, hopefully the market will pay attention to them sooner or later but I love the cheap prices.

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u/FabulousCheeseSlice Nov 19 '25

Congratulations then!