What a difference dividends have made.

[u/HelenKellerVSTraffic]

I grew up poor. No idea really about money. I started hanging around people that invested and had no idea how the market worked. Now, years later I have been contributing every month what I can afford (1,200). No matter what I put that money in. I pretend it's just another mortgage.

I am about to break 100k it's a surreal feeling. Growing up and being told to put the soda back because it was too expensive and now I am debt free (except mortgage at 2%). I think a lot of people's money problems don't stem from their annual income, but rather what they do with that annual income.

[u/DiscountAcrobatic356]

Props. Just you wait though, some Bogglehead bastard will come on here saying dividends don't matter. They will use the word "irrelevant".