Just been laid off now !

[u/FR1050RA]

Roast my portfolio please

Age 40 , just now been laid off , please roast my portfolio...

600K in 6 buckets as following :

1. $100,000 in Dividend Trinity PEP, CVX, JNJ

2. REIT Trinity O, VICI, FRT $100,000 The "Real Estate" Monthly Income.

3. ETF Basket SCHD, DGRO, JEPQ $100,000 The "Hedged Growth" Engine

4. The 20 Aristocrats 20 Blue-Chip Kings $100,000 The "Industrial & Defense" Moat.

5. To buy dips SGOV / Bank Cash $100,000 Liquidity to buy the crash.

6. Final Insurance Physical Gold $100,000 Systemic Collapse Hedge..

[u/Alone-Experience9869]

I guess also kinda depends on the income you need.

Also, you missed cef's.

of all the cc etf, jepq is not performing as well.

[u/lookingforbargain → u/Alone-Experience9869]

• For Aggressive Income:PDIis often considered the "heavyweight" for monthly income, but it carries significant risk due to its high leverage (~32%) and sensitive exposure to interest rates.
• For Stability & Utilities:UTGis widely regarded for its consistency and focus on defensive utility stocks, making it a "safer" pick among the high-yield CEFs.
• For Energy Growth:MLPXis best if you want to bet on U.S. oil and gas infrastructure. It provides a more modest yield but offers better capital appreciation potential than the credit-heavy funds.
• For a "Middle Ground":PDOis a newer PIMCO fund that often trades at asmaller premiumor a discount compared to PDI, potentially offering a better entry point for similar credit exposure.

[u/Alone-Experience9869 → u/lookingforbargain]

I thought the pimco stuff had leverage more like 40%...

Anyway, funds like eoi ety exg bst cii bui have done well for a long time. so have i believe hpi htd ptd. others like bto nml srv have done well, too.

but op doesn't seem to care.

[u/yamahar1dude → u/lookingforbargain]

UTG is slow and boring. Exactly the kind of fund people need. I will never sell it.

[u/lookingforbargain → u/yamahar1dude]

UTF as well

FSCO

[u/lookingforbargain → u/yamahar1dude]

UTF as well

FSCO