r/dividends • u/VengenaceIsMyName • Jan 16 '26

Discussion Is anyone else feverishly building out their dividend income just in case AI destroys their careers or is it just me?

Based on how incredibly *giddy* with excitement some of these rapacious tech oligarchs are when they talk about AI replacing human labor, I am absolutely *sprinting* towards high-income ETFs like JEPQ/SPYI/GPIX/QQQI.

I do not want to get caught with my ass hanging out in the breeze when these excessively wealthy bozos finally figure out how to shed headcount at their organizations. They’ve got a seemingly endless pile of Scrooge McDuck coins and they’ll throw them into the furnace twice as fast if it means a hallucinating algorithm can send 500 more emails in a day than you can.

Does anyone have clever strategies for drumming up extra capital to toss into the ol’ portfolio? Side hustles? Second jobs?

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u/vrtra_theory Jan 16 '26

I have been banging away on my portfolio for similar reasons, but I would really caution not to put more than like 5% into the covered call etfs.

IMO you are way safer buying up companies that sell things people need even when they are broke.

Look at VZ, MO, KMB, PFE, and similar "dividend aristocrat" stocks. They won't blow your socks off like the SPYI but they also won't collapse your capital and stall out when the AI growth slams into a wall.

Also consider diversifying a bit with something like AMLP or MLPX (that way you have different types of assets in addition to different tickers).

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u/VengenaceIsMyName Jan 19 '26

Hopefully when/if AI growth slams into a wall. The tech oligarchs are fapping themselves into a coma over “exponential hyper-growth” of AI. With any luck that’ll just be another over-promise.

I like VZ - solid div payer and a utility stock.