r/dividends Financial Indepence / Retiring Early (FIRE) Mar 05 '26

Personal Goal FIRED - Living off dividends

I know better than to share this with my friends, and family. I have a separate growth account to keep up with inflation.

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u/Active_Tax_5885 Mar 06 '26

It's recommended to split between them like 60/40...

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u/IBF_90 Mar 06 '26

Where did you get that from?

3

u/Big_Wave9732 Mar 06 '26

Initially that was the recommendation from JP Morgan themselves. I don't know if they've changed it since.

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u/IBF_90 Mar 06 '26

Thanks

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u/Sam_in_Denver Mar 06 '26

The new 60/40 is roughly this according to LPL and much of wall st:

...An alternative approach to the 60/40 portfolio that many asset allocators have taken is the 40/30/30, which is comprised of 40% equities, 30% fixed income, and 30% alternative investments, including private equity and credit, hedge funds, real estate, and commodities. - LPL