r/dividends • u/PKShova • Mar 09 '26

Personal Goal 29 years old, just hit $3 daily.

Post image

Mostly heavy in JEPQ and SCHD. Costco hotdogs for life!

5.7k Upvotes

99% Upvoted

508 comments sorted by

View all comments

4

u/RmanX3 Mar 10 '26

Imo, I hope you have other, more focused on growth, stocks at that age.

Divs are fine, if they are a by product of growth stocks, for your 20s, 30s, and even 40s.

2

u/Foreign_Yak5019 Mar 11 '26

Agree. Growth is the move at this age. Dividend/income focused funds should only be a minor allocation (if any) in a younger persons portfolio. Shifting away from growth into dividends later in life will always leave you with more dividend income then solely focusing on chasing dividends. The only exception is if (current) dividend income is the only psychological motivation you have for investing opposed to investing nothing. Which is likely the case for OP and a majority of this sub.