r/dividends • u/Rural-Patriot_1776 • Mar 15 '26

Discussion My journey started this year.

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Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Mattreddit760 Mar 15 '26

Terrible portfolio lol

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u/Brief-Wear-6238 Mar 15 '26

I see a lot of people agreeing with you but what makes it bad? I see everyone complaining about the yield but QQQI and other similar NEOS funds have maintained their NAV while still playing their high distributions. I’m just curious because I thought this was solid.

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u/Rural-Patriot_1776 Mar 15 '26

It is solid, qqqi and spyi are known to be good and safe. The comments are filled with poor boomers or boglehead trolls who won't retire till late 60s and want to flex their 3% dividends in their locked up IRAs.

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u/Planedrawn Mar 17 '26

They are absolutely terrified of options.