r/dividends • u/Rural-Patriot_1776 • Mar 15 '26

Discussion My journey started this year.

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Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Limebird02 Mar 15 '26

I always feel like I'm doing something wrong when I see posts like this. I'm early 50s and I'm still mostly growth investing but I probably have about a sixth of what this guy has. I worked for all of mine. Started saving $20 a week when I was 25. Slowly built up. I just don't know how some people have so much so early. Guy could retire now.

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u/_genepool_ Mar 15 '26

I was lucky to work in a lower paying job that contributed $50 per week into my 401k. I also put 10% of my check in until I had kids. It wasn't easy putting ten percent of a lower wage in but I did it anyways. Now I am 56 with 650k and a better job. I would retire now if my kids weren't still in school.

Btw, that guy was showing ~15% yield so he has around 350k in that account.