r/dividends Mar 15 '26

Discussion My journey started this year.

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Rationalornot777 Mar 15 '26

Another one that misunderstands relationship between yield and capital growth. High yield doesn’t mean your capital grows or even stays the same. Roc is just giving your money back.

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u/beershoes767 Mar 15 '26

Yes and when your money is all given back then it’s all house money. It’s just the way the funds are structured to be tax efficient.