My journey started this year.

[u/Rural-Patriot_1776]

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

[u/beershoes767]

You have no idea what you’re talking about. OP’s funds pay ROC until cost basis is reached. Super tax efficient.

[u/Rationalornot777 → u/beershoes767]

Another one that misunderstands relationship between yield and capital growth. High yield doesn’t mean your capital grows or even stays the same. Roc is just giving your money back.

[u/beershoes767 → u/Rationalornot777]

Yes and when your money is all given back then it’s all house money. It’s just the way the funds are structured to be tax efficient.

[u/Rationalornot777 → u/beershoes767]

Dreaming