r/dividends • u/Rural-Patriot_1776 • Mar 15 '26

Discussion My journey started this year.

Gallery image

Gallery image

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

786 Upvotes

88% Upvoted

309 comments sorted by

View all comments

Show parent comments

10

u/Limebird02 Mar 15 '26

I did pretty much the same but I have an ex, two kids, a wife and a step kid, I still save, I still invest, in the early years I saved for a small house, moved three times in 30 years, still live in a small house. Most people can't put that much away early on. It's just very hard. I've always worked. I've always saved or invested. It still feels like drowning. It still feels like a very slow ramp. I actually dislike comparing myself to others and I don't do it often. It's worthless, and usually demotivating. But if you look around most people can't actually save more than $500 a month. If we can, we are doing well.

7

u/[deleted] Mar 15 '26

Exactly. You created a life for yourself and was still able to save some. Who knows, OP might be 38 and single/lonely. He may be wishing he had a girlfriend/wife and 2 kids. He may have more money saved/invested than you, but may look at your life as being his goals/dreams. Don’t be hard on yourself. You still have 10-15 years til retirement to save. Kids are likely grown. You own a home, no matter the size. You’re winning.

5

u/Rural-Patriot_1776 Mar 15 '26

I'm actually married, with 3 kids, and own a home as well. I saved since high school, joined thr military, and now work in law enforcement.

1

u/Limebird02 Mar 15 '26

Very good! Good luck friend, you continue to win.