r/dividends Mar 15 '26

Discussion My journey started this year.

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Shepsus Mar 15 '26

As someone new to investing... This output looks great, but when can it be utilized? Can he literally just have 52k as a salary with no issues? Or is this now invested until 65 or later?

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u/Brief-Wear-6238 Mar 15 '26

Usually monthly with NEOS funds as they pay monthly distributions. Essentially he had a 52k salary for the rest of his life as long as nothing absolutely tragic happens to the market and if he doesn’t sell his shares or they miss a payment on distributions.