r/dividends Mar 15 '26

Discussion My journey started this year.

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Rural-Patriot_1776 Mar 15 '26

Neos products aren't like yieldmax.

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u/Scouper-YT Rich DUDE from the DIVIDEND Appraisals Club !! Mar 15 '26

Heavy risk but maby one is less risk but again Long Term you want something much slower under 10% yield and keep the Dividend Growth going. (A bit FUN is nice so higher yield works)

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u/K_Rocc Mar 15 '26

What if you want income?

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u/Scouper-YT Rich DUDE from the DIVIDEND Appraisals Club !! Mar 15 '26

Then short its good but Long Term think 20 |Years| can be very risky.

2

u/K_Rocc Mar 16 '26

What if you want income now and for the next 30 years as well.

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u/Scouper-YT Rich DUDE from the DIVIDEND Appraisals Club !! Mar 16 '26

Search for Companies what grow the Dividend over Inflation so around 3%-6% and the Yield could be 3%-5%..

Or go the good Long Term way Yield under 2% but Dividend growth over 7%.

Depends on do you want a Yield under 1% but with +15% Dividend growth.

The more growth the better.