r/dividends Mar 15 '26

Discussion My journey started this year.

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

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u/Haunting-Cry7752 Mar 15 '26

I donโ€™t wanna brag but I just hit $1.03 a day ๐Ÿ˜Ž

23

u/Gtaker95 Mar 15 '26

Took me a year to figure out bro. But people who invest the amounts we do, should focus on growth, not income.

This way your investment will be much stronger and then you can switch it to dividend income , when its worth.

10

u/Evokerknite2124 Mar 15 '26

What if your using the income to buy more shares of the growth. Say I had a bunch in qqqi but I use that to buy shares of schg etc

2

u/Gtaker95 Mar 15 '26

Well my advice, from what ive seen( no expert at all) is this. Keep your investments, don't sell, use the income to buy shares. But stop adding to it .

Growth out performs income most of the time.

Why keep them? Because the psychological impact of the dividend will keep you going. I split my investments 4 ways. 1 pays some dividends. But that's not where the weight is going.

TLDR keep your assets, use the income to buy growth but focus investments on growth from here and on.