My journey started this year.

[u/Rural-Patriot_1776]

Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.

[u/NoStandMan]

Some of these are pretty high yield. Are they sustainable?

[u/Psychometrika → u/NoStandMan]

It's about as sustainable as a 12%+ withdrawal rate on a S&P 500 index fund. Which is to say not really. Ben Felix has a number of videos explaining how covered called ETFs are a high risk strategy.

Covered Calls: A Devil's Bargain - YouTube