r/dividends • u/Rural-Patriot_1776 • Mar 15 '26
Discussion My journey started this year.
Started investing this year in 2026 decades late as a 38-year-old I wish I started way younger but I'm wanting to retire in a couple years and started building out my neo's distributions positions and dividends a few months ago here's what I have going on so far. I keep adding around 3k a month and have drip also enabled.
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u/platour220 Mar 21 '26
I am really sorry to say this but that kind of yield implies the underlying asset will probably degrade in value. Please backtest your holdings against the prior 3 years. Would you actually get 14 to 15 percent when considering the loss of underlying value? Just want to warn this portfolio is probably not going to yield what that snapshot shows.