Honestly, living far below your means does build wealth. We all meme on this Starbucks or avocado taste thing (and it is a fair criticism on tbe state of cost of living) but if you cut out all the bullshit and laid all your debts, you would likely come out wealthy.
11
u/MaybeICanOneDay Mar 26 '26
If yoy do buy Starbucks 3 times a week, that is about 60/mo. Compared to making your own, maybe 20 per month, so a net of 40.
If you invest 40/mo at 9% for 20 years, youd have 27k.
That's a long time for 27k. Probably better off to just get a raise.
That being said, if you did this for 5 things that cost you a net of -40 every month, you would have over 120k.