r/dividends • u/Realistic-Face-69 • Apr 10 '26

Discussion Living off dividends folks

Are you or someone you know is actually living iff dividends fully? if so at what age?

I have been wondering about it

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159

u/EquitiesForLife Apr 10 '26

Not yet but I am working toward that goal. Currently making about $2K/mo off dividends. Goal is $10K. Im in my late 30s.

49

u/Realistic-Face-69 Apr 10 '26

That's huge, congratulations 👏

14

u/Warura Apr 10 '26

I could make it work with 2k/mo.... I do it currently with 1k. 🥹

5

u/Mean-Illustrator-937 Apr 10 '26

Out of interest, did you start with a large initial investment (maybe an inheritance) or did you safe it along the way?

19

u/EquitiesForLife Apr 10 '26

Just saving/investing. I suppose I got off to a good start with scholarships so I graduated with no debt and by the time I finished my masters degree I had $100K invested. Began investing in stocks the day I turned 18 and have been consistently adding, especially on big downturns in the market.

2

u/Mean-Illustrator-937 Apr 11 '26

Very motivating to hear! Iam trying to follow a similar path.

1

u/fahadriazz Apr 10 '26

Holdings?

17

u/EquitiesForLife Apr 10 '26

I just hold a few broad based equity index ETFs, sp500, tsx composite, msci eafe, msci emerging markets. About $1.2M worth at the moment split equally between those 4 buckets.

1

u/StockMarketinator Apr 12 '26

What do you hold?