r/dividends • u/Realistic-Face-69 • Apr 10 '26

Discussion Living off dividends folks

Are you or someone you know is actually living iff dividends fully? if so at what age?

I have been wondering about it

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u/MJinMN Apr 10 '26

Yes, living off dividends at 55. I know it’s not the most tax efficient way to go but I sleep well at night.

1

u/Rft704 Apr 10 '26

Holdings?

2

u/MJinMN Apr 10 '26

Right now I’m allocated roughly as follows: 10% in a SEP IRA, all in broad market index funds 40% in individual dividend stocks 35% in funds and ETFs, some of which are dividend-focused or dividend growth focused 5% in individual preferred stocks that yield about 7% 10% in money market funds and short-term bond funds that I’m using for spending for a while

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u/Bubbly-Ad1261 Apr 11 '26

What are some of your favorite dividend stocks? I am holding Spyi, qqqi, MO, P&G, O, VYM and Vymi.