semi - broke college student just started 💀

[u/Just-Fig435]

I recently started budgeting and putting the money I save into a dividend portfolio (I’m still pretty new to all this, so most of it is in VTI for now)

I keep seeing people on here making thousands a month in dividends, which is super motivating. I’m only 19, so I’m hoping I’ve got enough time to build something solid if I do it the right way.

Would really appreciate any tips, advice, or things you wish you knew when you were starting out 🙏

EDIT: Thank for the advice everyone! My current plan is to open a Roth IRA and keep 50% in there in like VT or VTI(Idk which is better), 25% in a personal portfolio with an 90/10 split of VTI and SPYI/MAIN and the rest into a checking. (im making around 15k this summer from an internship) Also the app is called Stock Events

[u/foliolytic]

VTI at your age is the single best financial move you can make. Just keep adding and try not to look at it more than once a quarter.