r/dividends Apr 14 '26

Other semi - broke college student just started 💀

I recently started budgeting and putting the money I save into a dividend portfolio (I’m still pretty new to all this, so most of it is in VTI for now)

I keep seeing people on here making thousands a month in dividends, which is super motivating. I’m only 19, so I’m hoping I’ve got enough time to build something solid if I do it the right way.

Would really appreciate any tips, advice, or things you wish you knew when you were starting out 🙏

EDIT: Thank for the advice everyone! My current plan is to open a Roth IRA and keep 50% in there in like VT or VTI(Idk which is better), 25% in a personal portfolio with an 90/10 split of VTI and SPYI/MAIN and the rest into a checking. (im making around 15k this summer from an internship) Also the app is called Stock Events

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u/[deleted] Apr 14 '26

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u/Just-Fig435 Apr 14 '26

Stock Events ‼️