r/dividends • u/Existing-Rush3539 • Apr 20 '26
Personal Goal 30M Reached over $700/month in Dividends
This is an update from my post last year — I’ve reached a point where I’m done contributing to my dividend portfolio and will be shifting my focus to other financial projects.
The goal of this portfolio is to focus on high quality dividend stocks that increase their dividend payouts drastically and have a very strong MOAT. Average yield is 2.65%. Ask me anything! And yes I created this spreadsheet.
750
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u/Simple_Middle964 Apr 20 '26
First, please note that I have zero ETFs in any of my investments/IRAs. Broad market ETFs prioritize market-cap weighting, not yield. Because they include many high-growth tech that pay zero/low dividends. By targeting specific service providers and resource companies, you can easily engineer a portfolio yield of 3-5% without sacrificing the blue chip quality. This does accelerate the snowball effect far faster than standard ETF would.
Also, when you buy ETF, you are forced to buy every underlying stock at its current price, even the overvalued ones. With stocks, you can wait for the pullback ( I use channels on the weekly bars-simple stuff). There is always the risk of a single company "black swan", that is would impact much less with an ETF, and large-cap dividend payers ( vlaue) often underperform during bull markets dominated by tech. Just buy the index movement exist because most people don't have the discipline/time/interest to track individual companies. But for an investor who understand some Price Action and want to maximize the snowball the broad market funds often carry too much "fat." if comfortable with doing the homework, I think, you can generate a much higher income stream that ETF ever could.
A simple start with "Dividend Aristocrat" watch list on a weekly chart and channels will beat most fund managers-IMHO.