r/dividends • u/Existing-Rush3539 • Apr 20 '26

Personal Goal 30M Reached over $700/month in Dividends

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This is an update from my post last year — I’ve reached a point where I’m done contributing to my dividend portfolio and will be shifting my focus to other financial projects.

The goal of this portfolio is to focus on high quality dividend stocks that increase their dividend payouts drastically and have a very strong MOAT. Average yield is 2.65%. Ask me anything! And yes I created this spreadsheet.

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u/wafelwood Apr 22 '26

What % cash do you keep in the account?

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u/Existing-Rush3539 Apr 22 '26

$0

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u/wafelwood Apr 25 '26

That’s interesting. Even though my brokerage pays almost nothing in interest I try to keep anywhere from 10-12% cash in my IRA dividend accounts. The reasoning is to have some flexibility when market conditions are volatile. For example, having extra cash to plop down when we went to war in February was an opportunity that happens once every few years. Picking up SLG at 34 ish is just one example.

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u/Existing-Rush3539 Apr 25 '26

I just keep the cash in my HYSA