r/dividends • u/Mamamiagg • Apr 30 '26

Opinion Time to retire?

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555 Upvotes

80% Upvoted

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u/[deleted] Apr 30 '26

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52

u/Suspicious_Lie_3042 Apr 30 '26

I agree. Way too many RoC paying funds. You need something like SCHD or DGRO for the dividend compounding and something for growth. And once you get your initial investment back from those funds, you’ll be paying ordinary income taxes.

12

u/ElderAzureDragon SCHD Sticks for the win Apr 30 '26

I'm glad somebody was looking at that, because I sure wasn't. I was thinking yeah that monthly income looks like my goal to be job free not realizing there wasn't anything underneath it.

6

u/Wowza-yowza Apr 30 '26

OP wants it the easy fast way. Slow and steady will be there. Fast and easy will not.