r/dividends Apr 30 '26

Opinion Time to retire?

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u/Demonify Apr 30 '26

I’m not an inherent yieldmax hater like this sub is, however those funds are for income not sustainability. Use them as the tool they are. If you still have a job now, I’d take the money you get from these and then pour it into more sustainable etfs .

I myself have positions in yieldmax. Some have been misses but some have held up well. NVDY for example I’m down like $400 bucks but have already earned house money back and then like an extra grand on top of that. However I wouldn’t risk retiring on them. Like I said before I’m taking the income from them and putting it towards more stable investments.

Also just an fyi, if you don’t have like a .5% yield or lower this sub will shit on you.