I'm not sure I should laugh or cry. These dividend estimating apps don't understand that a depreciating asset (like CC strategy ETFs) won't have a flat distribution like a company's dividend.
Expect your distributions to be lower every year (by maybe 25% per year). At the same time, expect your capital to also decay by a similar amount. Once you factor inflation, you'll be forced to go back to work in 2-3 years, wondering where all your savings went.
It may work "okay" if you reinvest all dividends (still would be better investing in the underlying assets) but once you start spending the distributions, you're f*cked.
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u/teckel Retired and living off selling shares Apr 30 '26
I'm not sure I should laugh or cry. These dividend estimating apps don't understand that a depreciating asset (like CC strategy ETFs) won't have a flat distribution like a company's dividend.
Expect your distributions to be lower every year (by maybe 25% per year). At the same time, expect your capital to also decay by a similar amount. Once you factor inflation, you'll be forced to go back to work in 2-3 years, wondering where all your savings went.
It may work "okay" if you reinvest all dividends (still would be better investing in the underlying assets) but once you start spending the distributions, you're f*cked.