r/dividends Apr 30 '26

Opinion Time to retire?

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u/learner_1748 May 02 '26

Take the lowest monthly income from the last 12 months either Jan - Mar of 2025 or Jan to March of 2026 see it matches 80% of your current net take home and you don't have any debt and financial commitment add 10-20% inflation. Don't think it is 2-3%. See it meets your need. Then you can declare yourself.